We, Vereinigte Volksbank eG, are an independent, medium-sized cooperative with approximately 300 employees in the Höxter district. Our shared mission is to shape life and economic activity in and for a healthy environment. As a sustainability-focused company, family-friendliness and the promotion of personal and professional development for all employees are among the cornerstones of our actions. Shared values such as fairness, transparency, and down-to-earthness are integral parts of our philosophy. Together, we are shaping the future of banking and our region.
What makes this position unique:
Turn your analysis into a basis for decision-making.
Do you enjoy analytical work, think in terms of risk, and want to influence real decision-making processes with well-founded recommendations?
Then take on a challenging role with us that offers high professional relevance, clear responsibilities, and direct influence on credit decisions.
In the role of Specialist in Assessment and Analysis for Renewable Energy and Agricultural Financing, you will evaluate complex credit exposures, structure risks and opportunities, and provide robust decision-making foundations for central credit processes.
Marina Ikenmeyer, Division Head
Your Profile:
Strong technical expertise & organized
Several years of professional experience in credit analysis, credit approval, back-office operations, or a comparable banking role
Confident and experienced in handling financial documents and credit exposures
Strong analytical skills and a structured, meticulous, and independent work style
Ability to present technical assessments in a clear, precise, and decision-oriented manner
Previous experience in renewable energy financing and/or the agricultural sector is a plus.
We offer you:
Health and wellness programs
Sports subsidies, e.g., Hansefit + EGYM Wellpass
Lifetime work-time account
Company pension plan
Personal and professional development opportunities
Bicycle and digital technology leasing
Special leave for regional cultural traditions, education, and special occasions
Up to 10 additional days of unpaid leave
Team events
Your responsibilities:
Analytical & decision-oriented
Analysis of complex credit exposures and evaluation of economic and creditworthiness-related documents
Preparing well-founded recommendations and decision-oriented proposals for internal credit and decision-making committees
Assessing risks, opportunities, and the economic viability of exposures, including in cash flow-based projects.
Close collaboration with front-office and back-office units
Active support for quality assurance and participation in the further development of internal processes and credit standards
Clear, structured, and audience-appropriate presentation of complex issues
Drafting loan and collateral agreements